"Uttarakhand Micro Finance and Livelihood Promotion Co-operative Institution" is an Uttaranchal Government initiative for the groups (particularly of women groups), federations of groups, Self Help Promoting Institutions, NGOs and Small MFIs registered as primary cooperative under UttrakhandSelf Reliant Cooperative Act 2003.

Microfinance services are financial services that poor people desire and are willing to pay for. The term also refers to the practice of sustainably delivering those services. More broadly, it refers to a movement that envisions“a world in which as many poor and near-poor households as possible have permanent access to an appropriate.